Brian Carenza

I attained a Bachelor of Science in Business Administration amapo College of New Jersey. My wife and I are lifelong residents of Bergen County.  We have 3 children – a daughter and a set of boy/girl twins. I myself am an identical twin.


I enjoy all four seasons of the year, skiing, the beach, traveling, day trips, puzzles, reminiscing about playing soccer for Hoboken Soccer Club, watching Army football at West Point, attending local college basketball games, attending and volunteering at ZION Lutheran Church in Westwood and spending time with my family.




I utilize a consultative team-based approach that weighs, measures and tests financial strategies which focuses on reducing risk, income taxes, fees and debt.  This in turn, increases cash-flow and maximizes results.  As I like to say, “I’m only as good as someone will let me be”.


I look forward to talking with you.


140 East Ridgewood Avenue
South Tower-Suite 415
Paramus, NJ 07652
Cell : 201 394 8669
Faz : 201 508 3347
Office : 201 694 7711
Email :

Justin J Ponella

Justin Ponella is a highly successful and influential financial professional for the last 17 years. He has been the Managing Director of Dipaola Financial Group since 2011. His role within the agency is to manage, guide, and mentor our team of financial advisors in all areas while maintaining his own personal practice of insurance and wealth management for his clients. He is a 9 time Leaders Conference qualifier and 7 time Inner Circle recipient. Justin had been awarded the inaugural Pinnacle Award for management in 2013 and has now received this prestigious award 8 times for excellence and achievement for his contributions to the success, growth, and development of his agents and advisors. Justin is an avid athlete and a loving father to his two beautiful daughters Emily and Liana.


Dipaola Financial Group

425 Broadhollow Rd. Suite 405

Melville, NY 11747

Phone : (631)773-4473 ext.406

Cell   :  (631)371-1524

Fax   :  (631)773-4472

                                                    Email   :

Margherita Michelson

Margherita Michelson has recently come on board to fill the role of administrative office manager. As a St. John’s University graduate with a degree in business management, Margherita has brought both legal and financial experience from her decade+ years working as an administrator at NBC. After taking a longer than brief hiatus to raise her 3 sons, Margherita brings her unique skill set and positive can-do attitude to our evolving business. Aside from being dedicated to her family, she is avid about fitness and enjoys travel.

Steven L. D’Andrea

Steven has earned its reputation for excellence by leveraging more than two decades of risk management experience to deliver keen insight, service, and solutions to clients’ distinct needs. Organizations of all sizes and sectors benefit from Steven’s expertise in employee benefits and executive compensation planning. Combined with his distinct approach and access to a broad range of premier employee benefit carriers. He is licensed throughout USA and international reach through select affiliates. Steven’s office is in Midtown Manhattan.


His mission is to help his clients achieve their personal, professional, and financial goals by providing sound advice, proper design, and cost-effective employee benefits and risk management solutions.


This is done by:

• Continually placing his client’s interest above his own.

• Operating business with concern and respect for our employees, suppliers, and share holders.

• Adhering to the highest standards of integrity, ethics, and morality.

• Being a responsible community citizen.


Steven’s philosophy is our communities and people are intertwined and depend on each other. Each of us has or will experience challenging times. I am blessed, grateful, and honored to be able to help others. I challenge every organization and person to do what they can.


Steven resides in Westchester County, NY with his wife Rosir. When he is not working, he enjoys exercising, cooking, and watching baseball. Steven has a daughter named Valentina, son named Louis, and a dog named Canela.


Steven is currently a member American Cancer Society Planned Giving Counsel of NY. He is on the Board of Directors for Make-A-Wish Metro New York. He is a member of NAIFA and GAMA, which are national association representing the financial services industry.


Steven attended the New York Institute of Technology receiving his degree in Business Management. He holds designations through the College for Financial Planning, LUTCF (Life Underwriter Training Council Fellow) and CRPC (Chartered Retirement Planning Counselor). He also has certifications in Estate Planning and Planned Giving.


Steven L. D’Andrea

DFG Health & wealth


359 E Main St. Ste 1D

Mount Kisco, NY 10549

(Mobile Preferred) :914-837-8544 

                                            Email :

Office : 888-315-3899 

Fax : 212-682-9205 

Vincent Colatriano

Vince Colatriano has been in the Financial Services industry since completing his studies at Hofstra University. While attending Hofstra University he was a member of the lacrosse team, a Division 1 program to which he donates time mentoring current student athletes on the team.


After finishing school went on to work for a fortune 500 company becoming an expert in insurance and investment compliance while building his own business. For the Past two years he has been working privately with DiPaola Financial Group helping hundreds of households spanning over the country with
their own personal financial needs.


As a (RIA) Some of the notable companies impacted by his work in the financial services industry include but not limited to Catholic Health Services, Stony Brook Hospital, HMart Supermarkets, Bridge and Tunnels Union, National Association of Elevator Contractors.


One of his passions is giving back to the community through Canine Companions for Independence, Hofstra Alumni Group, and Association of Financial Educators. Currently is residing in Nassau County, NY spending most of his free time shooting photography.


Vincent Colatriano

Dipaola Financial Group

425 Broadhollow Rd,

suite 405, Melville, NY

Mobile :+1 908 963 8916

Office : +1 631 773 4437

Email :